Articles for tipped workers
Practitioner guides
Plain-English guides on the No Tax on Tips deduction, IRS substantiation, and the mechanics of how restaurant pay actually works.
What counts as a qualified tip in 2025?
Auto-gratuities and mandatory service charges don't qualify. Learn what does, and which 71 occupations are on the IRS list.
Read article →How to track tips for the 2025 tax deduction
What the IRS expects from your daily log, and the fastest way to keep one.
Read article →Daily tip log vs. Form 4070 — what the IRS actually wants
The difference between an employer report and your contemporaneous record.
Read article →How to prove cash tips for the No Tax on Tips deduction
Cash is the hardest part to substantiate. Here's a system that holds up.
Read article →Looking for the math instead? Open the free calculators →